外貨保険販売資格義務化決定！

こんにちは

お金学アドバイザー

FP上田です

日々の中で

見て聞いて感じた事を

上田目線で配信しています^ ^

本日のお題

【生命保険協会の考えるとこは？】

2010年10月より

《外貨建保険販売資格》を

創設すると発表した

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理由は

外貨建保険への

苦情が多いかららしい

なるほどなるほど

それなら

売る側の教育は

大事よね

と

思う

たまたま

先日

ファミレスで

聞こえて来た声を

思い出した

70半ばの母親と

40代位のかなり大柄な

スウェット姿の息子2人

おそらく

親子であろう家族へ

保険セールスレディが

年金の提案している声が

だだ漏れして来た

◯◯生命は

しっかりした会社で

本社は

どこそこの一等地にあり

しっかりした会社

そんな説明を

しきりにしている

おいおい！

そこかーい…説明するところは

低金利や日本国債の破綻危機とか

その年金で

どんだけ増えて

将来のインフレに追いついてるか

話して下さいヨォ

と…

どーにもその

レディの説明が気になってしまい

友人とのランチを楽しみ

つつも

耳がそっちに持っていかれてしまった(笑)

まぁ

保険協会も

そんな説明に警鐘を鳴らした結果

資格試験化にするのであろう

それにしてもだ！

外貨保険への苦情？

理解せず加入する側

と

キチンとリスクを説明しない側

の

単純な問題では無いと

思うのだが！

そもそも

本来やるべき事は

金融リテラシーの低さを

突き詰めるべきではないのか？

日本人は

お金に対しての意識や認識が

低すぎる事が

そこが

最大の問題点ʅ（◞‿◟）ʃ

まぁ

これに関し

たかだか

私が騒いだところで

何も変わらないとは言えども

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定期預金かブタの貯金箱か？

これを

安心安全と思う日本の教育に

メスを入れるのが

先じゃございませんか？

更には

道徳をもっと

重んじる社会に

なって欲しいものですね

と思う上田でした

本日は

これにて

おしまい(*^_^*)